EmogInspiration

A week ago, I went to the bank to make a transaction. I
sell e-currencies as an extra source of passive income. On getting
to the bank, I was alerted of a transaction that needed my
attention. Two days earlier I had sold some e-gold through a
colleague and the transfer of the e-gold was made after I had
confirmed payment to my account from an Abarugo Ikechukwu
Udodirim.

I was told that my attention was needed in another branch. I
immediately followed the banking officer and on getting there,
I was told that someone alerted the bank that he got alerts on
his phone of a transaction he did not authorize from his account
to my account. I was amazed, the first thing that came to my
mind was that, how do you make a third party transfer in
GTBank without going to the bank physically.

I was on-line and immediately checked the history of my
account and explained how Abarugo Ikechukwu got in touch
with me requesting to buy e-gold and also showed them the
details of the discussion with him. Fortunately for me, Ikechukwu
buzzed me requesting for more e-gold and immediately transferred
the money to my account from a different account. I immediately
showed the bank officer the details of the chat and the
transaction as well.

Two things came to my mind at this point, either this Ikechukwu
was fraudulent or his account had been hacked. But that is almost
impossible. Guaranty Trust Bank had disabled the third party
transfer which made it mandatory for a customer to go to the bank
to effect any third party transfer. I explained this to the bank officer
and he told me that the third party transfer had been activated some
days back.

Even at that, before any transaction is confirmed, the account
holder must be alerted and given a code which is sent to his phone.
This code is what is used to effect the transfer. How then did this
happen. There were more questions than answers and I wanted to
get to the bottom of the whole thing.

I wrote down what I knew about the transaction and asked them
how I could be of assistance and I was informed that they will get
back to me when they conclude their investigation. I tried to track
the IP address of the chat I had with Ikechukwu but it lead to
Australia. Ikechukwu had already transferred money from another
account and was waiting for his e-gold.

I declined pressure from him to send the e-gold and the second
amount transferred was repatriated back to the account it came
from. I was then contacted this week that they needed me to
authorize the transfer of the initial sum from Ikechukwu Abarugo
back to him. I had to think this through, was it my fault, the fault
of Ikechukwu Abarugo who I was told worked for a multinational,
the scammer, or could it be an oversight from the bank. Guess
we will find out soon.

“Fraud and falsehood only dread examination. Truth invites it.”
Samuel Johnson